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My Ca$hflow© for Windows®
(a personal cashflow program that's actually fun to use)

Have you ever wondered how much of your paycheck is really available to spend frivolously. If you buy that new toy today will you have enough money to cover bills and expenses that will occur months from now? Sure, there are some big and expensive home money management software packages that can do this for you but they sometimes hide the simple fact that good money management is nothing more than tracking money in (income) vs. money out (expenses) over time.

"I have just started using your ca$hflow program and love its simplicity" - A.G.

"I was looking for a simple approach for grasping my cash flow. I found it." - R.H.

"I just love your cashflow program ... (most programs are heavy and complicated)" - L.L.

"Found this program so helpful" - J.G.

"I was looking for a simple money program for a teenager and came across this which fits the bill nicely" - A&G

"I just found your program and it was exactly what I was looking for" - I.R.

My Ca$hflow is a fun and easy-to-use program that helps you visualize and manage your short-term and long-term cash-flow. Unlike most money programs this product focuses on your current cash situation as it stands today and what the outlook is for the days, weeks and months ahead. There is no need to enter detailed receipts for what you have spent since its not concerned about the past or how you got to where you are. How you calculate or keep track of your current financial position is up to you (Quicken, shoe box, calculator, etc.).

I originally developed this product to help my teenage children manage their cash flow as they entered the work force. They continue to use it on a weekly if not daily basis. As the product matured I too have abandoned my traditional spreadsheet based cash flow system for this product and use it daily to manage my household cash flow. Its simple and fun to use for everyone. Give it a try and let me know what you think. I'd like to hear from you. You can download the latest version from the table below.

My Ca$hflow for Windows Download Table

The download file is a ZIP file that contains a copy of the executable program. You will need the ability to unzip the file in order to run the program (ZIP file support is automatic in Windows XP). Once the file has been unzipped to a location on your computer you can simply double-click on the executable file (the .EXE file) to run the program.

If you find this product useful or helpful in any way a donation would be appreciated. I need your feedback too. If you have any suggestions for improving the product then by all means let me know. Also if the program doesn't work on your computer I'd like to know that too.

Download Version 0.4

(now compatible with Windows 98/Me)

Version Features/Enhancements
0.4.3

Added a Ctrl+S menu hot-key to conform to Microsoft's menu standards.

Improved internal program architecture to respond correctly to mouse clicks and key strokes.

0.4.2

Enhanced the X-axis labels to fit the available space with as much text as possible. This gives you a better feel for the timeline displayed in the chart.

Interfaces with your default browser instead of explicitly calling Internet Explorer when checking for updates.

0.4.1

Added a Y-axis to the chart that displays your balance in units of tens, hundreds, thousands (Ks) and millions (Ms), we wish.

0.4.0

Now compatible with Windows 98/Me. Previous versions did not display the main menu when run under Windows 98 or Windows Me.

Download Version 0.3

(resizeable window and enhanced chart axis)

Version Features/Enhancements
0.3.1

Added an X-axis to the chart display that shows the month. This greatly improves the feed-back experience you need to comprehend your cashflow timeline.

0.3.0

A resizeable window frame that scales the lists and the chart to fit your needs.

Automatically saves and restores your window size, position and column widths.

Download Version 0.2

(first public release)

Version Features/Enhancements
0.2.1

A simple chart (shown above) that instantly reflects your short and long term cash flow (to the nearest dollar) based on the current account balances and transactions you enter. This chart, visible at all times, lets you see immediately if and when your balance falls below zero.

An editor that lets you enter your current account balances. Your current accounts are your liquid cash accounts like checking, savings and cash-on-hand. The total balance of these accounts is the starting point for your cash flow.

An editor that lets you enter transactions that repeat yearly, monthly, weekly, daily or not at all. Typical repeating transaction items include Payday, Rent, Car Payment, etc.

When you update a transaction the change is reflected immediately in the cash flow list and chart.

Increase or decrease the length of the projected cash flow with the click of a button. You can zoom in to your short term one month cash flow or zoom out to the big picture over the next few years.

Found a Bug or having Problems?

This is a pre-release version. If you find a bug or have a problem running this program I would like to hear about it. Send me an email describing the problem and don't forget to include the product version and which version of Windows you are running (98, 2000, XP, etc.)


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© 2008 Wesley Steiner